{"id":277,"date":"2025-07-22T03:02:41","date_gmt":"2025-07-22T03:02:41","guid":{"rendered":"https:\/\/sarkariadesh.com\/blog-feed\/?page_id=277"},"modified":"2025-07-22T03:04:54","modified_gmt":"2025-07-22T03:04:54","slug":"nps-pension-calculator","status":"publish","type":"page","link":"https:\/\/sarkariadesh.com\/blog-feed\/nps-pension-calculator\/","title":{"rendered":"NPS Pension Calculator"},"content":{"rendered":"\n<h2>\ud83d\udcbc \u090f\u0928\u092a\u0940\u090f\u0938 \u092a\u0947\u0902\u0936\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u2013 SarkariAdesh.com<\/h2>\n<p>\u092f\u0939 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0906\u092a\u0915\u0947 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0938\u092e\u092f \u090f\u0928\u092a\u0940\u090f\u0938 \u0915\u0949\u0930\u094d\u092a\u0938, \u090f\u0928\u094d\u092f\u0941\u0907\u091f\u0940 \u0914\u0930 \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n<!-- WhatsApp Share (Top) -->\n<a href=\"https:\/\/wa.me\/?text=\u090f\u0928\u092a\u0940\u090f\u0938 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902 - https:\/\/sarkariadesh.com\/blog-feed\/nps-pension-calculator\/\" target=\"_blank\"\n   style=\"display:inline-block; background:#25D366; color:white; padding:10px 15px; border-radius:5px; text-decoration:none; margin-bottom: 10px;\">\n   \ud83d\udcf2 \u0907\u0938 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u094b WhatsApp \u092a\u0930 \u0936\u0947\u092f\u0930 \u0915\u0930\u0947\u0902\n<\/a>\n\n<form id=\"npsForm\">\n  <label>\u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0906\u092f\u0941 (\u0935\u0930\u094d\u0937): <input type=\"number\" id=\"presentAge\" min=\"18\" max=\"60\" required><\/label><br><br>\n  <label>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0906\u092f\u0941 (\u0935\u0930\u094d\u0937): <input type=\"number\" id=\"retirementAge\" value=\"60\" min=\"55\" max=\"65\" required><\/label><br><br>\n  <label>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u0905\u0902\u0936\u0926\u093e\u0928 (\u20b9): <input type=\"number\" id=\"employeeCont\" required><\/label><br><br>\n  <label>\u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u0905\u0902\u0936\u0926\u093e\u0928 (\u20b9): <input type=\"number\" id=\"employerCont\" required><\/label><br><br>\n  <label>\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0935\u0947\u0924\u0928 \u0935\u0943\u0926\u094d\u0927\u093f (%): <input type=\"number\" id=\"increment\" value=\"10\"><\/label><br><br>\n  <label>\u0905\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0930 (% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937): <input type=\"number\" id=\"roi\" value=\"10\"><\/label><br><br>\n  <label>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u092a\u0930 \u090f\u0928\u094d\u092f\u0941\u0907\u091f\u0940 \u0916\u0930\u0940\u0926 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 (%): <input type=\"number\" id=\"annuityPercent\" value=\"40\"><\/label><br><br>\n  <label>\u0905\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u090f\u0928\u094d\u092f\u0941\u0907\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0930 (%): <input type=\"number\" id=\"annuityRate\" value=\"6\"><\/label><br><br>\n\n  <button type=\"button\" onclick=\"calculateNPS()\">\ud83d\udcca \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f \u0915\u0930\u0947\u0902<\/button>\n<\/form>\n\n<h3>\u092a\u0930\u093f\u0923\u093e\u092e:<\/h3>\n<div id=\"result\"><\/div>\n\n<!-- Print & Share Buttons -->\n<div style=\"margin-top:10px;\">\n  <button onclick=\"window.print()\" style=\"padding:8px 12px;\">\ud83d\udda8\ufe0f \u092a\u094d\u0930\u093f\u0902\u091f \/ PDF \u0938\u0947\u0935 \u0915\u0930\u0947\u0902<\/button>\n  <a id=\"shareBtn\" href=\"#\" target=\"_blank\"\n     style=\"background:#25D366; color:white; padding:8px 12px; border-radius:5px; text-decoration:none; display:none;\">\n     \ud83d\udce4 WhatsApp \u092a\u0930 \u092a\u0930\u093f\u0923\u093e\u092e \u0936\u0947\u092f\u0930 \u0915\u0930\u0947\u0902\n  <\/a>\n<\/div>\n\n<hr>\n<p><strong>\u0921\u093f\u0938\u094d\u0915\u094d\u0932\u0947\u092e\u0930:<\/strong> \u092f\u0939 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u0947\u0935\u0932 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0939\u0947\u0924\u0941 \u0905\u0928\u0941\u092e\u093e\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0915\u0949\u0930\u094d\u092a\u0938, \u0930\u093f\u091f\u0930\u094d\u0928 \u0914\u0930 \u092a\u0947\u0902\u0936\u0928 \u0930\u093e\u0936\u093f \u092b\u0902\u0921 \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928, \u0905\u0902\u0936\u0926\u093e\u0928 \u0928\u093f\u0930\u0902\u0924\u0930\u0924\u093e \u0914\u0930 \u091a\u0941\u0928\u0940 \u0917\u0908 \u090f\u0928\u094d\u092f\u0941\u0907\u091f\u0940 \u092f\u094b\u091c\u0928\u093e \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0947\u0917\u0940\u0964 \u0938\u091f\u0940\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0939\u0947\u0924\u0941 \u090f\u0928\u092a\u0940\u090f\u0938 \u092a\u094b\u0930\u094d\u091f\u0932 \u092f\u093e \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0938\u0947 \u0938\u0932\u093e\u0939 \u0932\u0947\u0902\u0964<\/p>\n\n<script>\nfunction calculateNPS() {\n  const presentAge = parseInt(document.getElementById(\"presentAge\").value);\n  const retirementAge = parseInt(document.getElementById(\"retirementAge\").value);\n  const employeeCont = parseFloat(document.getElementById(\"employeeCont\").value);\n  const employerCont = parseFloat(document.getElementById(\"employerCont\").value);\n  const increment = parseFloat(document.getElementById(\"increment\").value) \/ 100;\n  const roi = parseFloat(document.getElementById(\"roi\").value) \/ 100;\n  const annuityPercent = parseFloat(document.getElementById(\"annuityPercent\").value) \/ 100;\n  const annuityRate = parseFloat(document.getElementById(\"annuityRate\").value) \/ 100;\n\n  const totalYears = retirementAge - presentAge;\n  if (totalYears <= 0) {\n    document.getElementById(\"result\").innerHTML = \"<p>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0906\u092f\u0941 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0906\u092f\u0941 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\";\n    return;\n  }\n\n  let totalCorpus = 0;\n  let annualCont = (employeeCont + employerCont) * 12;\n\n  for (let i = 1; i <= totalYears; i++) {\n    totalCorpus += annualCont * Math.pow(1 + roi, totalYears - i + 1);\n    annualCont *= (1 + increment);\n  }\n\n  const annuityAmt = totalCorpus * annuityPercent;\n  const lumpSum = totalCorpus - annuityAmt;\n  const annualPension = annuityAmt * annuityRate;\n  const monthlyPension = annualPension \/ 12;\n\n  const resultHTML = `\n    <p><strong>\ud83d\udd35 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0915\u0941\u0932 \u090f\u0928\u092a\u0940\u090f\u0938 \u0915\u0949\u0930\u094d\u092a\u0938:<\/strong> \u20b9${totalCorpus.toFixed(0)}<\/p>\n    <p><strong>\ud83d\udcb0 \u0932\u092e\u094d\u092a\u0938\u092e \u0928\u093f\u0915\u093e\u0938\u0940 \u0930\u093e\u0936\u093f:<\/strong> \u20b9${lumpSum.toFixed(0)}<\/p>\n    <p><strong>\ud83c\udfe6 \u090f\u0928\u094d\u092f\u0941\u0907\u091f\u0940 \u0928\u093f\u0935\u0947\u0936 \u0930\u093e\u0936\u093f:<\/strong> \u20b9${annuityAmt.toFixed(0)}<\/p>\n    <p><strong>\ud83d\udcc5 \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u0905\u0928\u0941\u092e\u093e\u0928:<\/strong> \u20b9${monthlyPension.toFixed(0)}<\/p>\n  `;\n\n  document.getElementById(\"result\").innerHTML = resultHTML;\n\n  \/\/ Show WhatsApp Share Button with Result\n  const shareText = `\ud83d\udcca \u092e\u0947\u0930\u0940 NPS \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928:\\n\\n\u2022 \u0915\u0941\u0932 \u0915\u0949\u0930\u094d\u092a\u0938: \u20b9${totalCorpus.toFixed(0)}\\n\u2022 \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928: \u20b9${monthlyPension.toFixed(0)}\\n\u2022 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e SarkariAdesh \u092a\u0930:\\nhttps:\/\/sarkariadesh.com\/blog-feed\/nps-pension-calculator\/`;\n  const url = `https:\/\/wa.me\/?text=${encodeURIComponent(shareText)}`;\n  const btn = document.getElementById(\"shareBtn\");\n  btn.href = url;\n  btn.style.display = 'inline-block';\n}\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcbc \u090f\u0928\u092a\u0940\u090f\u0938 \u092a\u0947\u0902\u0936\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u2013 SarkariAdesh.com \u092f\u0939 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0906\u092a\u0915\u0947 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0938\u092e\u092f \u090f\u0928\u092a\u0940\u090f\u0938 \u0915\u0949\u0930\u094d\u092a\u0938, \u090f\u0928\u094d\u092f\u0941\u0907\u091f\u0940 \u0914\u0930 \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \ud83d\udcf2 \u0907\u0938 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u094b WhatsApp \u092a\u0930 \u0936\u0947\u092f\u0930 \u0915\u0930\u0947\u0902 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0906\u092f\u0941 (\u0935\u0930\u094d\u0937): \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0906\u092f\u0941 (\u0935\u0930\u094d\u0937): \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u0905\u0902\u0936\u0926\u093e\u0928 (\u20b9): \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u0905\u0902\u0936\u0926\u093e\u0928 (\u20b9): \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0935\u0947\u0924\u0928 \u0935\u0943\u0926\u094d\u0927\u093f (%): \u0905\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"NPS Pension Calculator\" class=\"read-more button\" href=\"https:\/\/sarkariadesh.com\/blog-feed\/nps-pension-calculator\/#more-277\" aria-label=\"Read more about NPS Pension Calculator\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-277","page","type-page","status-publish"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"admin - sarkariadesh.com","author_link":"https:\/\/sarkariadesh.com\/blog-feed\/author\/vishal-destiny25gmail-com\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"\ud83d\udcbc \u090f\u0928\u092a\u0940\u090f\u0938 \u092a\u0947\u0902\u0936\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u2013 SarkariAdesh.com \u092f\u0939 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0906\u092a\u0915\u0947 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0938\u092e\u092f \u090f\u0928\u092a\u0940\u090f\u0938 \u0915\u0949\u0930\u094d\u092a\u0938, \u090f\u0928\u094d\u092f\u0941\u0907\u091f\u0940 \u0914\u0930 \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \ud83d\udcf2 \u0907\u0938 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u094b WhatsApp \u092a\u0930 \u0936\u0947\u092f\u0930 \u0915\u0930\u0947\u0902 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0906\u092f\u0941 (\u0935\u0930\u094d\u0937): \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0906\u092f\u0941 (\u0935\u0930\u094d\u0937): \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u0905\u0902\u0936\u0926\u093e\u0928 (\u20b9): \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u0905\u0902\u0936\u0926\u093e\u0928 (\u20b9): \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0935\u0947\u0924\u0928 \u0935\u0943\u0926\u094d\u0927\u093f (%): \u0905\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928&hellip;","_links":{"self":[{"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/pages\/277","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/comments?post=277"}],"version-history":[{"count":2,"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/pages\/277\/revisions"}],"predecessor-version":[{"id":280,"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/pages\/277\/revisions\/280"}],"wp:attachment":[{"href":"https:\/\/sarkariadesh.com\/blog-feed\/wp-json\/wp\/v2\/media?parent=277"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}